Personal Training Insurance
Insure Fitness Group protects NETA members with top-rated personal training liability insurance. Get insured instantly for just $189 $159/year directly through this page. No quotes and no hassle.
- Instant & Secure Checkout
- Live Online & Pre-recorded Sessions Covered
- Covers 500+ Services from Personal Training, Pilates, Yoga, to Group Fitness
- Occurrence Form Coverage, Industry Preferred
- One low rate, maximum coverage
$189 $159/YR
Personal Trainer Insurance Limits
- Professional & General Liability Insurance: $1 million per occurrence, $3 million annually
- Personal Injury & Advertising Injury: $1 million
- Identity Theft Protection: $25,000
How Much Does Personal Trainer Insurance Cost?
Insurance can be complicated, but our partners, Insure Fitness Group, keep things simple offering one low rate for comprehensive coverage. Personal trainers can protect their career with IFG for just $189 $159/YR. The checkout process takes just five minutes, with same-day coverage.
It’s common for insurance providers to advertise a low starting rate with expensive add-ons the further you go down the buyer’s process. Not with Insure Fitness Group – what you see as the rate is what you will get.
What Is Personal Trainer Insurance?
As a certified personal trainer, safeguarding yourself from potential legal risks is crucial to the longevity of your career. Liability insurance should include both general and professional liability coverage designed specifically for personal trainers. If you’re unfamiliar with these terms, professional liability covers claims related to injuries during training, like a client getting hurt using equipment you have instructed them to use. General liability covers other incidents, such as a client slipping on a wet floor or sustaining non-training-related injuries.
Our collaboration with Insure Fitness Group, a leading provider of insurance and backed by Arthur J. Gallagher, the 3rd largest brokerage in the world, provide the peace of mind for you to offer your training sessions passionately.
Common Examples of Personal Training Liability Claims
- If a client falls getting off a piece of equipment due to a recently mopped floor, you could be held liable to pay medical bills.
- If one of your customer’s goes a little too hard after your encouragement and sprains an ankle you could sued from negligent instruction.
- A client breaks a finger on gym equipment you could be held liable for medical costs associated with the emergency room visit.
- With more online personal trainers than ever, it’s important to make sure your verbal cues are safe and effective. If a virtual client gets injured even though the session takes place online or even during a pre-recorded session you could be at fault.
Insure Fitness Group Coverage limits:
- Professional & General Liability Insurance: $1 million per occurrence, $3 million annually
- Personal Injury & Advertising Injury: $1 million
- Identity Theft Protection: $25,000
- Nationwide Coverage
- Free Certificate of Insurance
$189 $159/YR
Do Personal Trainers Really Need PT Insurance?
No matter if you are in-person, online, holding private sessions or working in group settings, personal liability insurance is a nonnegotiable. Insurance is a safeguard for the unthinkable accidents and instances where you need to protect your personal & financial assets.
The National Library of Medicine has recorded 27% of weightlifters injured their shoulders, knees, and wrists in the past six months. Just like your home or rental insurance our partner, Insure Fitness Group has your back, their policy helps protect you from costly potential claims.
Beyond protection for your personal & business assets your business with liability insurance you are also signaling you are trustworthy, competent, and care about your personal training career’s future. This trust is essential to building lasting client loyalty.
Free Personal Trainer Insurance Guide
If you want to know more about personal training insurance read this guide which will help you understand the why, what, and who of liability insurance.
Ready to purchase?
