Yoga Insurance For NETA Certified Instructors
Looking for NETA’s recommended yoga liability insurance? We’ve partnered with the best solution on the market, beYogi, to offer a trusted solution for comprehensive yoga teacher insurance. Save $20 on an annual beYogi membership that includes top-rated liability insurance + more when you purchase directly here.
$179 $159/YR
beYogi Policy Limits
- Professional & General Liability Insurance: $2 million per occurrence, $3 million annually
- Personal Injury & Advertising Injury: $2 million
- Identity Theft Protection: $25,000
- In-Person, Hybrid, Online Classes Covered
- Instant & Secure 100% Online Checkout
- Nationwide Coverage
- 500+ Services and Modalities Included
What Is Yoga Insurance?
Yoga insurance, also called yoga teacher insurance, liability insurance, or professional and general liability insurance, protects yoga teachers from the risks associated with providing a service to customers. These risks involve potential accidents from common slips and falls as well as injuries that could occur due to perceived negligent instruction.
What Does Yoga Insurance Cover?
If someone is injured while under your care as an instructor, they may sue for medical bills, lost wages, and legal fees. These costs can quickly add up, potentially leading to financial strain and even jeopardizing your career.
Professional liability insurance is commonly referred to as malpractice insurance protecting you against any claims of teacher’s negligence or improper instruction causing injury. A common example in yoga are students injuring their neck or wrists following your pose guidance or variation. In this example, you could be required to pay their medical bills as a result.
General liability also known as slip and fall insurance covers you for any accidents that occur during your class or on the premises where you teach. For example, you may teach at a hot yoga studio where students tend to sweat a lot, someone may sprain their ankle during class due to the wet floor and claim you provided an unsafe environment. Although hard to image, these instances do occur so it’s important to be protected.
In addition to the most commonly known liability coverages, there are some extra coverages such as personal & advertising injury, products completed coverage, and identity protection you want to look for when purchasing a comprehensive insurance policy.
What Makes A Great Insurance Policy?
Type Of Liability Insurance Policy
There are 2 types of liability insurance policies known as Occurrence form coverage and Claims made coverage. Occurrence form coverage is the customer preferred option as it provides a more robust policy offering protection even after your policy expires. Claims made insurance policy stops immediately once the policy has met expiration.
In-Person, online, hybrid classes
No matter how to choose to provide your yoga classes, you want to make sure you are protected in all circumstances.
Covers other services
If you teach more than one type of Yoga or other types of group fitness classes it’s important to make sure your one policy can protect you for all the services you provide your students.
100% Mobile
Wherever you travel in the U.S. you will want to make sure your workshops, guest classes, and events are covered. Some insurance companies require you to let them know before you begin travel while other insurance companies do not require updates.
Positive Reviews
Read reviews from independent sources like Trustpilot and Google Reviews when trying to learn about a company’s reputation with customer experience.
A beYogi policy provides all of the above protection and more with their membership benefits program allowing you to re-coup the annual rate quickly. Learn more about beYogi’s yoga insurance program.
$179 $159/YR
Who Needs Yoga Insurance?
No matter how often or little you teach, if you are actively offering yoga classes you should have yoga teacher insurance.
Even if you do not teach classic in-studio classes and prefer private sessions or provide teaching workshops online a yoga liability insurance policy will give you peace of mind so you can teach passionately.
Yoga Studio Insurance Vs. Yoga Liability Insurance: What’s The Difference?
The two types of insurance can and often do get confused by yoga teachers and studio owners. The main difference you will see are price and coverages.
An independent professional liability insurance policy are for solo yoga teachers who are either employed by a studio in-person or online or they choose to work for themselves. The policy covers slips & falls and malpractice insurance and may or may not come with additional coverages like rental premises damages, or stolen equipment coverage. A yoga teacher insurance policy will range from $150-$200 per year.
A studio insurance policy also known as a business owner policy (BOP) offers broader protection for the building, equipment, and potential claims against the studio and teachers. These policy’s rates range from $500-$1,000+ per year based on factors like size of business and number of employees.
Why NETA Has Partnered With beYogi
We understand the necessity of liability insurance for every one of our NETA yoga graduates and that is why we chose beYogi. They offer full career support & protection to ensure you the peace of mind to teach passionately. Not only are they one of the only insurance companies designed for yoga teachers, but they are backed by Gallagher Insurance, the 3rd largest brokerage in the world, they are BBB accredited, and yoga teachers love them!
Get Insured and Save With beYogi
$179 $159/YR
